Car finance – submit an application for car financing properly through the bank

Compare options and select the smartest one for your needs from three available types of car finance. OP car and truck loans are often affordable, flexible and safe.

Financial Loan

Most interest rate that is affordable

  • Owner-occupied apartment or other assets as security
  • For many banks’ clients
  • No predetermined maximum quantity
  • Typical interest rate 2–5 per cent

Credit Rating

The option– that are fastest money in to your account instantly

  • No importance of security or guarantors
  • Limited to OP clients
  • Max. 15,000 euros
  • Typical interest rate 6–8 per cent

Hire Buy

For several banking institutions’ clients

  • The automobile to be purchased as security for funding
  • For all banking institutions’ clients
  • No predetermined maximum quantity
  • Typical interest rate 2–7%

Would you first desire to calculate the month-to-month payment of the auto loan?

Numerous ways to invest in automobile – from us you may get an auto loan that is ideal for your

It is possible to make an application for three various kinds of car finance from OP. They change from one another when it comes to security, rate of interest and loan amount that is maximum. It is possible to choose from a car that is secured, an unsecured auto loan and an automobile hire purchase. We are able to surely offer probably the most way that is suitable finance a motor vehicle.

Trying to get auto loan from OP makes sense. We never apply concealed interest or any other costs. Being an OP owner-customer, you may always make OP bonuses through a motor car finance with us.

Secured auto loan – choose Bank Loan

With a guaranteed financial loan, you will get the car in your name straight away, in the smartest rate of interest available on the market. You’ll need security for the loan, such as for example an owner-occupied house, a vacation house, deposits or securities.

The attention price for a financial loan is usually 2–5%. You’ll make an application for a guaranteed loan starting from 8,000 euros, without any top limitation. File that loan application online; you shall get financing choice within 1–3 times.

It is possible to make an application for a secured Bank Loan even although you aren’t an OP consumer.

Unsecured auto loan – choose Special Consumer Credit

If you’d like to fund your car or truck with Special Consumer Credit, you’re going to get the income to your account quickly and you may purchase the automobile anywhere you desire.

You will get a motor auto loan all the way to 15,000 euros without security. Just OP clients can apply when it comes to Special Consumer that is unsecured Credit. The credit rate of interest is normally 6–8%.

Submit an application for the credit on the web. Generally, you’re going to get a loan decision and provide right away. You can accept the offer on op.fi and you will get the money to your account immediately after you have read the loan terms and conditions.

With hire purchase, you can easily purchase an automobile effortlessly and conveniently from a motor vehicle dealer

Once you purchase car with hire purchase, the automobile to be purchased functions as security when it comes to funding. You certainly do not need any additional security or guarantors. OP will possess the vehicle before the hire-purchase that is last has been paid advice.

What’s the car loan that is cheapest?

When selecting car finance, observe the ultimate general expenses. There’s more to loans compared to interest price or establishment cost. Typically, you’ll be charged a credit establishment cost, a managing interest and fee, and these shouldn’t be contrasted individually. That loan using the cheapest establishment fee is not always the lowest priced choice in the long run.

Utilize the OP finance calculator to effortlessly start to see the total interest and costs of the car finance. The calculator assists you want a loan duration that is suited to you and determines the effective rate of interest for every car finance alternative.

Just exactly What impacts the attention rate and cost of auto loan?

The attention price and cost of one’s car finance are influenced by the mortgage quantity and whether going for that loan with or without security. The attention price of that loan with collateral is obviously less than compared to a loan that is unsecured.

Make an application for a auto loan on line and quickly get a decision

No matter what form of vehicle funding you select, fill out and submit the loan application on the web. You certainly will constantly have the car finance choice quickly.

Earn OP bonuses through car finance

As an owner-customer, you are going to make OP bonuses through a motor auto loan with us. You should use bonuses to pay for, state, your automobile insurance costs. As an example, with us, you will be entitled to OP bonuses worth 37.50 euros for the first year if you have a loan of 15,000 euros.